Unfortunately, most people find out too late. If you do not have a

Probate-Proof Plan, the State will dictate what happens to you, your

belongings, and all your hard-earned assets in a very open, public court.

The government’s probate plan is:

Time consuming -- 6-24 months

Inconvenient -- often interferes with work and family

Very expensive -- up to 10% of your estate, not including taxes

Loss of privacy

Open to identity theft even after death

Extremely stressful for your whole family.

Most people know they need something, but what kind of a plan?

A Last Will and Testament?

A Revocable Living Trust?

A Living Will and Advanced Directive?

All of these? Something else?